Archives for 2013

Top Risks Businesses Face & How to Protect Against Them

Every company, large and small, has unique risks. Some businesses have workers who operate heavy machinery. Others drive drive vehicles while on the job, or  serve food and alcohol, or handle toxic substances. Doctors and hospital staff handle patients, body fluids, sharp needles and equipment. Some employees handle sensitive documents, data, or money, potentially opening Read More

Make Fire Emergency Readiness an October Tradition

Add a new custom to the October traditions of Halloween candy, costumes and setting back your clocks: The end of Daylight Savings Time is the perfect time to change the batteries in your smoke alarms and to check the readiness of your fire extinguishers. Smoke alarms are commonplace in homes, but fire extinguishers are still Read More

Only You Can Prevent Home Fires

Today marks the beginning of National Fire Prevention Safety Week! Use this infographic from our friends at Trusted Choice as a guide for protecting your home from a fire. Steps to Prevent Fires Oct. 7-13 is National Fire Prevention Week. In 2010, there were 3,100 unintentional deaths related to fire, smoke and flames, according to the National Read More

Healthcare Costs, Co-pays and Coinsurance

Your healthcare costs are an important factor to consider when you want to buy health insurance, and you have a number of options for managing those costs. You can choose to pay a higher deductible to lower your regular premiums, which means you need to pay that deductible amount for doctor’s visits and medical bills Read More

What Is Health Insurance?

Health insurance is a type of coverage that can protect you from the full expense of regular health care, as well as the costs of medical and surgical procedures. In exchange for paying a premium, your insurance company will cover the costs of your healthcare and certain types of medical procedures. Health plans may be Read More