Should You Buy or Rent a House?

When choosing between buying a house or renting, you may benefit from considering the following questions from our partners at Trusted Choice®. Approaching the decision with as much information as possible can be helpful. Do You Have Enough Saved for a 20% Down Payment? This is one of the most important factors to take into consideration. Sure, Read More

College Basketball Parties: Are You Covered Against Liability?

March Madness is here! Time to cheer for your favorite teams with friends and family. (Hint: We root for UK in our offices!) In addition to providing hours of college basketball entertainment, the NCAA Tournament is one of the largest gambling events of the year. The Fiscal Times estimates that Americans will bet a total of Read More

How to Buy a House with No Money Down

While interest rates for mortgages are still low, many people are contemplating making the transition from renter to homeowner. Unfortunately for some, coming up with a substantial down payment can prove quite difficult. If you are among these people, you are probably wondering if you are able to buy a house with no money down Read More

Reverse Mortgages 101: What You Need to Know

Reverse mortgages are advertised a lot these days. You might find them featured in TV commercials, touted in radio ads and mentioned online. Usually, these ads depict happy older couples vacationing on cruises or traveling the world with their reverse mortgage funds. However, this is not the intended use of this type of loan. They Read More

Popping the Bigger Question: Who should insure the engagement ring?

Purchasing an engagement ring is a big decision and you should be equipped with the right information before making your purchase. Here’s a guide on making a purchase that will make your fiancée, bank account, and our Trusted Choice® independent insurance agents say “Yes!” Brace the bank An engagement ring is an investment, and (thankfully) Read More