Are you Legal in Ohio?
(Auto Insurance Glossary of commonly used terms)

Make sure your are legal in your Ohio community.
Ohio is a tort state, which means that if you are a resident of the state, you're financially responsible for the damage and injury you cause in an auto accident. To drive a vehicle in Ohio, you're required to show proof of financial responsibility.

You can prove this responsibility by posting a cash bond of $30,000, a real estate bond of $60,000, or by buying a minimum amount of liability coverage. Most drivers opt to buy the Ohio car insurance.

Ohio's liability minimums are 12.5/25/7.5. (That's $12,500 per person for injuries you cause to the other party, up to $25,000 for all, and $7,500 for damage you cause to the other party's property.)

Of course, these are low minimums, and you should consider higher levels of coverage, particularly if you have assets to protect.

Ohio auto insurance companies will also offer optional coverage's such as medical payments, collision, comprehensive, and uninsured and underinsured motorists bodily injury coverage.

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Offering auto insurance to Springboro, Centerville, Franklin, Middletown, Carlisle, Monroe, Lebanon, Cincinnati and Dayton.